Kenyans will be required to provide proof of earning an income before being allocated a house in the government's affordable housing programme.
As detailed in the Affordable Housing Regulations, 2024, it was noted that the provision of the proof was necessary given that it will help the Affordable Housing Board ascertain that one can pay their mortgage.
One of the proofs of income includes payslips issued to employees at the end of every month.
"In accordance with section 49(2) of the Act, an application for allocation of an affordable housing unit shall be accompanied by proof of income and ability to repay for the loan," proposed the regulations.
On the other hand, applicants will also be required to provide identification documents such as a national identity card or passport.
Military identification documents are also listed as some of the documents that can be provided by applicants who served in the Kenya Defence Forces (KDF).
A passport-size photo was also listed as a requirement needed before one is allocated a house.
"In accordance with section 49(2) of the Act, an application for allocation of an affordable housing unit shall be accompanied by proof the deposit payable at the rate specified in regulation 10," read the regulations in part.
Notably, the regulations stipulate that Kenyans needed to pay a deposit of 10 per cent before being allocated houses.
However, there are provisions that Kenyans who are unable to meet the demands for the 10 per cent to get assistance.
"A person shall be eligible for deposit assistance if the person’s monthly income is below Ksh20,000 and the person demonstrates that the affordable housing unit to be purchased shall be their primary residence," the proposals read in part.
Additionally, the deposit assistance shall also be given to someone should the estimated monthly repayment for the purchase of affordable housing units be less than thirty per cent of the applicant’s monthly income.
Upon application, a decision on the allocation of houses will be made within 14 days.
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